What is Ford Credit?

Car key & credit card on a signed contract


As the financial branch of the Ford Motor Company, Ford Credit offers many benefits to Waterloo shoppers. If you’ve set your sights on a new Ford model, the Ford Credit program can help you make your upgrade – regardless of whether you’re hoping to buy or lease. Learn more about your options with our Ford finance team below!

Buying vs. Leasing

If you turn to the Ford Credit program, you’ll have the opportunity to buy or lease your new Ford. Review the details of either path with our Ford finance professionals here:


  • Standard Purchase: Through this plan, you’ll secure flexible payment terms that allow you to customize your vehicle at any time. What’s more, this Ford finance offer comes with no mileage caps, usage limits, or wear and tear charges. When you opt for this plan, you’ll build equity with each payment! New, used, and CPO vehicles qualify for the Standard Purchase plan. 
  • Flex Buy: This program is exclusively for new Ford purchases. However, this special payment plan offers lower payments during the first few years, to help you settle into your purchase and budget for the future!


  • Red Carpet Lease: This lease plan offers many options so that it can be tailored to meet your needs in Waterloo. You’ll have seven mileage plans to consider and a wide range of lease-end options to choose from. When your term is up you can buy or lease a new Ford, purchase your lease, or simply make a return! This plan also offers an Advance Payment Program that enables you to make your lease payments all in one lump sum, saving you money. 

Benefits of Ford Credit

The Ford Credit program was created to help customers just like you take on the purchase process. Offering helpful resources, Ford Credit will help you feel confident and ready to make your upgrade decision. What’s more, Ford Credit offers personalized assistance that can help you retain ownership of your vehicle should you fall ill, have an accident, or need payment relief as the result of a natural disaster. 

Upgrade with Ford Credit at Auffenberg Ford South Belleville

Ready to buy or lease a sleek new Ford Fusion or rugged new Ford F-150 with a Ford Credit plan? Contact us today or visit us near Waterloo to consult with our team. We’ll study your wishlist and send you home to Mascoutah in the perfect ride. Explore our offers and incentives before visiting us at Auffenberg Ford South Belleville!

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